General Liability Insurance
Why Would I Need It and What Does It Cover?
General liability insurance is essential if:
- You or your employees visit a customer’s workplace or meet in third party locations
- Your customers visit your place of work
- You represent your customer’s business through spoken word or through writing
- You are required to show proof of liability insurance as part of entering into a contract
A good liability coverage policy encompasses most conceivable situations, including:
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- Employee Benefits Liability
- Employer’s Liability Insurance
- Employment-Related Practices Liability
- Fire Legal Liability
- Medical Payments
- Premises Liability
- Professional Liability
- Product Liability
You can purchase a liability policy on its own or as part of a Business Owners Policy (BOP)
Resources
Liability Insurance Overview
What Does a Business Owners Policy Cover?